Plan 914 vs Plan 915 – Key Differences
| Feature | Plan 914 | Plan 915 |
|---|---|---|
| Type | Endowment only | Endowment + Whole Life |
| Coverage after maturity | None | Basic SA continues lifetime |
| Bonus rate | ₹45/1000 | ₹48/1000 |
| FAB | ₹750/1000 | ₹850/1000 |
| Premium | Lower | Slightly higher |
Verdict: If you want savings + permanent life cover → Plan 915. If budget is tight and you need just savings → Plan 914. Plan 915's lifelong cover is a unique feature worth the small extra premium.
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