India's most accurate, free LIC premium calculator. Built with real tabular rates, updated for 2026.
LIC Calculator was built with one goal — to give every Indian access to accurate, transparent LIC premium calculations without depending on an agent or visiting a branch.
Most online calculators show generic estimates without applying actual rebates, bonus slabs, or GST rules. Our tool uses LIC's actual published tabular rates with proper interpolation for any age/term combination.
First version launched with basic LIC premium estimation.
Added 20 active LIC plans with accurate tabular rates.
Updated for LIC March 2025 valuation — new SA-based bonus slabs.
Updated for 0% GST on all individual LIC policies.
Latest rates, 4 calculators, blog & admin panel launched.
This website is an independent tool and is not affiliated with, endorsed by, or connected to Life Insurance Corporation of India (LIC). All premium rates, bonus rates, and calculations are based on publicly available LIC data and are for informational purposes only. Actual premiums may vary. For exact quotes, visit licindia.in or contact a licensed LIC agent.
