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All Endowment Money Back Term Whole Life Guaranteed Child Pension Micro

Policy Details

Sum Assured (₹)

₹

Entry Age

yrs

Policy Term: 20 yrs

5 yrs35 yrs

Payment Frequency

Accident Benefit Rider

Premium Breakdown

Premiums paidBonus earned

2025-26: GST=0%, New SA bonus slab applied. Verify at licindia.in

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Maturity Benefit Calculator

Sum Assured (₹)

₹

Annual Premium (₹)

₹

Policy Term: 20 yrs

5 yrs40 yrs

Bonus Rate (₹/1000 SA/yr)

₹

Final Addition Bonus (₹/1000)

₹

Plan Type

Maturity Projection

Bonus rates are indicative. FAB (Final Addition Bonus) paid only on maturity/death.

Enter policy details to see maturity projection

Loan Against LIC Policy

Sum Assured (₹)

₹

Annual Premium (₹)

₹

Policy Term (years)

Years Premiums Paid

Policy Status

Repayment Period (years)

Loan Details

LIC charges 10% p.a. compounded half-yearly. Available after 3 full years of premium payment.

Enter policy details to calculate loan eligibility

Surrender Value Calculator

Sum Assured (₹)

₹

Annual Premium (₹)

₹

Policy Term (years)

Years Premiums Paid

Accumulated Bonus (₹)

₹

Policy Type

Surrender Estimate

Warning: Surrendering early results in heavy loss. Consider a policy loan instead at 10% p.a.

Enter policy details to calculate surrender value

LIC Premium Calculator 2026